Call reports 2009
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2009
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 105,209,000 | 106,526,000 | 121,562,000 | 111,629,000 |
| Total loans | 87,288,000 | 87,140,000 | 85,103,000 | 87,383,000 |
| Allowance for loan losses | 2,242,000 | 2,176,000 | 2,063,000 | 2,205,000 |
| Securities available for sale | 3,182,000 | 3,976,000 | 3,893,000 | 4,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,926,000 | 81,768,000 | 97,487,000 | 86,118,000 |
| Interest-bearing deposits | 66,698,000 | 67,423,000 | 83,195,000 | 70,536,000 |
| Noninterest-bearing deposits | 15,229,000 | 14,344,000 | 14,292,000 | 15,582,000 |
| Equity capital | 17,002,000 | 18,458,000 | 18,324,000 | 20,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,700,000 | 4,091,000 | 5,423,000 |
| Interest expense | 383,000 | 778,000 | 1,201,000 | 1,574,000 |
| Net interest income | 953,000 | 1,922,000 | 2,890,000 | 3,849,000 |
| Noninterest income | 68,000 | 219,000 | 304,000 | 238,000 |
| Noninterest expense | 1,210,000 | 2,538,000 | 3,834,000 | 4,592,000 |
| Provision for loan losses | 40,000 | 500,000 | 500,000 | 700,000 |
| Pretax income | 9,000 | -659,000 | -902,000 | -967,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 9,000 | -660,000 | -903,000 | -968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,945,000 | 18,476,000 | 18,240,000 | 20,156,000 |
| Total capital | 18,019,000 | 19,536,000 | 19,322,000 | 21,224,000 |
| Risk-weighted assets | 83,523,000 | 82,499,000 | 84,873,000 | 84,127,000 |