Call reports 2005
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2005
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 53,972,000 | 55,510,000 | 52,736,000 | 48,742,000 |
| Total loans | 34,839,000 | 39,833,000 | 39,557,000 | 34,209,000 |
| Allowance for loan losses | 357,000 | 456,000 | 545,000 | 572,000 |
| Securities available for sale | 1,238,000 | 1,203,000 | 1,132,000 | 1,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,224,000 | 48,896,000 | 46,243,000 | 42,330,000 |
| Interest-bearing deposits | 39,551,000 | 40,165,000 | 37,465,000 | 33,779,000 |
| Noninterest-bearing deposits | 7,673,000 | 8,732,000 | 8,778,000 | 8,550,000 |
| Equity capital | 6,596,000 | 6,495,000 | 6,363,000 | 6,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,482,000 | 2,358,000 | 3,243,000 |
| Interest expense | 236,000 | 542,000 | 838,000 | 1,135,000 |
| Net interest income | 431,000 | 940,000 | 1,520,000 | 2,108,000 |
| Noninterest income | 96,000 | 162,000 | 227,000 | 351,000 |
| Noninterest expense | 617,000 | 1,204,000 | 1,888,000 | 2,727,000 |
| Provision for loan losses | 36,000 | 135,000 | 225,000 | 255,000 |
| Pretax income | -126,000 | -237,000 | -366,000 | -523,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -126,000 | -238,000 | -367,000 | -524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,611,000 | 6,499,000 | 6,372,000 | 6,215,000 |
| Total capital | 6,968,000 | 6,955,000 | 6,922,000 | 6,707,000 |
| Risk-weighted assets | 39,292,000 | 44,225,000 | 44,160,000 | 39,298,000 |