Call reports 2003
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2003
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,293,000 | 23,163,000 | 24,303,000 | 26,104,000 |
| Total loans | 11,480,000 | 14,269,000 | 12,713,000 | 12,775,000 |
| Allowance for loan losses | 130,000 | 145,000 | 160,000 | 180,000 |
| Securities available for sale | 1,304,000 | 1,158,000 | 1,179,000 | 1,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,566,000 | 17,518,000 | 18,789,000 | 20,688,000 |
| Interest-bearing deposits | 10,509,000 | 12,697,000 | 13,661,000 | 15,298,000 |
| Noninterest-bearing deposits | 4,057,000 | 4,821,000 | 5,128,000 | 5,390,000 |
| Equity capital | 5,678,000 | 5,593,000 | 5,447,000 | 5,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 570,000 | 869,000 | 1,164,000 |
| Interest expense | 45,000 | 99,000 | 155,000 | 217,000 |
| Net interest income | 235,000 | 471,000 | 714,000 | 947,000 |
| Noninterest income | 19,000 | 40,000 | 90,000 | 175,000 |
| Noninterest expense | 309,000 | 635,000 | 1,049,000 | 1,439,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 65,000 |
| Pretax income | -70,000 | -154,000 | -290,000 | -382,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -70,000 | -155,000 | -291,000 | -383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,669,000 | 5,586,000 | 5,445,000 | 5,353,000 |
| Total capital | 5,799,000 | 5,731,000 | 5,605,000 | 5,533,000 |
| Risk-weighted assets | 13,759,000 | 16,693,000 | 15,485,000 | 15,775,000 |