Call reports 2001
SILVER FALLS BANK — 2001
What SILVER FALLS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,684,000 | 18,700,000 | 21,785,000 | 29,023,000 |
| Total loans | 8,303,000 | 12,962,000 | 17,993,000 | 24,619,000 |
| Allowance for loan losses | 26,000 | 65,000 | 117,000 | 196,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,159,000 | 1,475,000 | 1,725,000 | 1,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,232,000 | 14,170,000 | 17,145,000 | 24,319,000 |
| Interest-bearing deposits | 9,692,000 | 13,547,000 | 16,501,000 | 23,424,000 |
| Noninterest-bearing deposits | 540,000 | 623,000 | 644,000 | 895,000 |
| Equity capital | 4,384,000 | 4,450,000 | 4,534,000 | 4,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 707,000 | 1,220,000 | 1,854,000 |
| Interest expense | 106,000 | 278,000 | 458,000 | 669,000 |
| Net interest income | 187,000 | 429,000 | 762,000 | 1,185,000 |
| Noninterest income | 9,000 | 15,000 | 13,000 | 19,000 |
| Noninterest expense | 147,000 | 301,000 | 462,000 | 643,000 |
| Provision for loan losses | 16,000 | 55,000 | 107,000 | 186,000 |
| Pretax income | 33,000 | 94,000 | 212,000 | 381,000 |
| Income tax | 0 | 0 | 34,000 | 115,000 |
| Net income | 33,000 | 94,000 | 178,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,384,000 | 4,450,000 | 4,534,000 | 4,622,000 |
| Total capital | 4,410,000 | 4,515,000 | 4,651,000 | 4,818,000 |
| Risk-weighted assets | 10,569,000 | 15,782,000 | 20,301,000 | 26,326,000 |