Call reports 2026
UNITED REPUBLIC BANK — 2026
What UNITED REPUBLIC BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 191,973,000 | 185,768,000 |
| Total loans | 142,082,000 | 137,135,000 |
| Allowance for loan losses | 2,934,000 | 2,956,000 |
| Securities available for sale | 17,804,000 | 17,222,000 |
| Securities held to maturity | 5,000 | 4,000 |
| Trading assets | 0 | 0 |
| Total deposits | 153,590,000 | 147,365,000 |
| Interest-bearing deposits | 139,203,000 | 134,853,000 |
| Noninterest-bearing deposits | 14,387,000 | 12,512,000 |
| Equity capital | 25,464,000 | 25,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,522,000 | 4,911,000 |
| Interest expense | 1,404,000 | 2,776,000 |
| Net interest income | 1,118,000 | 2,135,000 |
| Noninterest income | 220,000 | 606,000 |
| Noninterest expense | 1,299,000 | 2,530,000 |
| Provision for loan losses | 34,000 | 55,000 |
| Pretax income | 9,000 | 151,000 |
| Income tax | -13,000 | 3,000 |
| Net income | 22,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,261,000 | 21,396,000 |