Call reports 2019
UNITED REPUBLIC BANK — 2019
What UNITED REPUBLIC BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 129,803,000 | 132,100,000 | 137,748,000 | 136,175,000 |
| Total loans | 100,298,000 | 104,166,000 | 105,957,000 | 106,344,000 |
| Allowance for loan losses | 329,000 | 417,000 | 492,000 | 567,000 |
| Securities available for sale | 8,988,000 | 9,383,000 | 9,612,000 | 11,181,000 |
| Securities held to maturity | 146,000 | 133,000 | 121,000 | 108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,634,000 | 111,202,000 | 116,888,000 | 112,202,000 |
| Interest-bearing deposits | 90,946,000 | 99,980,000 | 106,106,000 | 101,210,000 |
| Noninterest-bearing deposits | 10,688,000 | 11,222,000 | 10,782,000 | 10,992,000 |
| Equity capital | 17,667,000 | 18,764,000 | 19,006,000 | 19,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,552,000 | 3,025,000 | 4,665,000 | 6,252,000 |
| Interest expense | 498,000 | 1,020,000 | 1,581,000 | 2,166,000 |
| Net interest income | 1,054,000 | 2,005,000 | 3,084,000 | 4,086,000 |
| Noninterest income | 31,000 | 74,000 | 167,000 | 220,000 |
| Noninterest expense | 850,000 | 1,671,000 | 2,401,000 | 3,147,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 160,000 | 258,000 | 625,000 | 859,000 |
| Income tax | 51,000 | 90,000 | 166,000 | 210,000 |
| Net income | 109,000 | 168,000 | 459,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,532,000 | 13,601,000 | 13,902,000 | 14,102,000 |
| Total capital | 12,861,000 | 14,018,000 | 14,394,000 | 14,669,000 |
| Risk-weighted assets | 117,557,000 | 119,533,000 | 120,414,000 | 122,313,000 |