Call reports 2018
UNITED REPUBLIC BANK — 2018
What UNITED REPUBLIC BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 130,414,000 | 129,059,000 | 126,861,000 | 129,844,000 |
| Total loans | 93,298,000 | 93,360,000 | 91,406,000 | 97,437,000 |
| Allowance for loan losses | 61,000 | 135,000 | 194,000 | 254,000 |
| Securities available for sale | 4,343,000 | 6,145,000 | 9,163,000 | 9,251,000 |
| Securities held to maturity | 208,000 | 190,000 | 175,000 | 161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,328,000 | 100,863,000 | 98,925,000 | 101,848,000 |
| Interest-bearing deposits | 91,589,000 | 89,404,000 | 85,690,000 | 88,678,000 |
| Noninterest-bearing deposits | 10,739,000 | 11,459,000 | 13,235,000 | 13,170,000 |
| Equity capital | 17,059,000 | 17,203,000 | 17,281,000 | 17,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,690,000 | 4,048,000 | 5,409,000 |
| Interest expense | 344,000 | 729,000 | 1,130,000 | 1,562,000 |
| Net interest income | 968,000 | 1,961,000 | 2,918,000 | 3,847,000 |
| Noninterest income | 44,000 | 98,000 | 142,000 | 188,000 |
| Noninterest expense | 816,000 | 1,644,000 | 2,427,000 | 3,204,000 |
| Provision for loan losses | 60,000 | 94,000 | 154,000 | 214,000 |
| Pretax income | 136,000 | 321,000 | 479,000 | 617,000 |
| Income tax | 31,000 | 67,000 | 100,000 | 114,000 |
| Net income | 105,000 | 254,000 | 379,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,401,000 | 12,068,000 | 12,203,000 | 12,414,000 |
| Total capital | 12,462,000 | 12,203,000 | 12,397,000 | 12,668,000 |
| Risk-weighted assets | 112,027,000 | 108,373,000 | 108,155,000 | 115,950,000 |