Call reports 2017
UNITED REPUBLIC BANK — 2017
What UNITED REPUBLIC BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 108,100,000 | 108,962,000 | 109,569,000 | 117,286,000 |
| Total loans | 94,172,000 | 91,715,000 | 94,197,000 | 95,896,000 |
| Allowance for loan losses | 1,344,000 | 1,345,000 | 1,357,000 | 0 |
| Securities available for sale | 3,102,000 | 5,234,000 | 5,190,000 | 4,699,000 |
| Securities held to maturity | 305,000 | 276,000 | 252,000 | 228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,513,000 | 92,156,000 | 88,612,000 | 91,078,000 |
| Interest-bearing deposits | 79,477,000 | 81,462,000 | 77,375,000 | 79,253,000 |
| Noninterest-bearing deposits | 12,036,000 | 10,694,000 | 11,237,000 | 11,825,000 |
| Equity capital | 14,061,000 | 14,226,000 | 14,385,000 | 15,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,376,000 | 3,588,000 | 67,000 |
| Interest expense | 208,000 | 422,000 | 648,000 | 28,000 |
| Net interest income | 979,000 | 1,954,000 | 2,940,000 | 39,000 |
| Noninterest income | 49,000 | 92,000 | 150,000 | 2,000 |
| Noninterest expense | 830,000 | 1,620,000 | 2,361,000 | 0 |
| Provision for loan losses | 0 | 0 | 10,000 | 0 |
| Pretax income | 198,000 | 426,000 | 719,000 | 41,000 |
| Income tax | 71,000 | 145,000 | 237,000 | 14,000 |
| Net income | 127,000 | 281,000 | 482,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,052,000 | 14,214,000 | 14,372,000 | 10,386,000 |
| Total capital | 15,296,000 | 15,440,000 | 15,616,000 | 10,386,000 |
| Risk-weighted assets | 99,334,000 | 97,935,000 | 99,409,000 | 109,753,000 |