Call reports 2014
UNITED REPUBLIC BANK — 2014
What UNITED REPUBLIC BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 95,546,000 | 93,727,000 | 106,314,000 | 117,703,000 |
| Total loans | 72,232,000 | 75,154,000 | 86,030,000 | 95,815,000 |
| Allowance for loan losses | 1,093,000 | 1,096,000 | 1,109,000 | 1,247,000 |
| Securities available for sale | 2,577,000 | 3,254,000 | 3,267,000 | 3,471,000 |
| Securities held to maturity | 579,000 | 770,000 | 710,000 | 652,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,297,000 | 80,202,000 | 92,588,000 | 96,097,000 |
| Interest-bearing deposits | 72,566,000 | 70,976,000 | 82,513,000 | 84,861,000 |
| Noninterest-bearing deposits | 9,731,000 | 9,226,000 | 10,075,000 | 11,236,000 |
| Equity capital | 12,108,000 | 12,267,000 | 12,369,000 | 12,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,082,000 | 3,193,000 | 4,439,000 |
| Interest expense | 167,000 | 333,000 | 506,000 | 701,000 |
| Net interest income | 881,000 | 1,749,000 | 2,687,000 | 3,738,000 |
| Noninterest income | 80,000 | 210,000 | 266,000 | 363,000 |
| Noninterest expense | 636,000 | 1,411,000 | 2,233,000 | 3,044,000 |
| Provision for loan losses | 0 | 0 | 11,000 | 149,000 |
| Pretax income | 325,000 | 548,000 | 709,000 | 908,000 |
| Income tax | 112,000 | 191,000 | 251,000 | 311,000 |
| Net income | 213,000 | 357,000 | 458,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,110,000 | 12,254,000 | 12,355,000 | 12,494,000 |
| Total capital | 13,119,000 | 13,303,000 | 13,464,000 | 13,741,000 |
| Risk-weighted assets | 80,678,000 | 83,890,000 | 92,930,000 | 102,269,000 |