Call reports 2013
UNITED REPUBLIC BANK — 2013
What UNITED REPUBLIC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 100,261,000 | 97,614,000 | 96,324,000 | 94,444,000 |
| Total loans | 69,062,000 | 75,066,000 | 83,344,000 | 77,426,000 |
| Allowance for loan losses | 968,000 | 977,000 | 979,000 | 1,091,000 |
| Securities available for sale | 1,339,000 | 1,423,000 | 2,453,000 | 2,592,000 |
| Securities held to maturity | 1,255,000 | 1,107,000 | 834,000 | 649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,759,000 | 85,280,000 | 81,008,000 | 81,330,000 |
| Interest-bearing deposits | 76,496,000 | 74,050,000 | 72,299,000 | 72,613,000 |
| Noninterest-bearing deposits | 9,263,000 | 11,230,000 | 8,709,000 | 8,717,000 |
| Equity capital | 10,888,000 | 11,092,000 | 11,439,000 | 11,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 2,074,000 | 3,162,000 | 4,314,000 |
| Interest expense | 194,000 | 374,000 | 548,000 | 724,000 |
| Net interest income | 805,000 | 1,700,000 | 2,614,000 | 3,590,000 |
| Noninterest income | 153,000 | 341,000 | 517,000 | 736,000 |
| Noninterest expense | 703,000 | 1,482,000 | 2,181,000 | 2,902,000 |
| Provision for loan losses | 0 | 6,000 | 6,000 | 116,000 |
| Pretax income | 255,000 | 553,000 | 944,000 | 1,308,000 |
| Income tax | 0 | 57,000 | 123,000 | 35,000 |
| Net income | 255,000 | 496,000 | 821,000 | 1,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,875,000 | 11,120,000 | 11,445,000 | 11,897,000 |
| Total capital | 11,844,000 | 12,097,000 | 12,424,000 | 12,952,000 |
| Risk-weighted assets | 78,425,000 | 81,875,000 | 90,561,000 | 84,475,000 |