Call reports 2012
UNITED REPUBLIC BANK — 2012
What UNITED REPUBLIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 71,937,000 | 73,682,000 | 94,398,000 | 94,287,000 |
| Total loans | 55,356,000 | 58,824,000 | 68,928,000 | 68,139,000 |
| Allowance for loan losses | 703,000 | 760,000 | 900,000 | 955,000 |
| Securities available for sale | 457,000 | 541,000 | 519,000 | 711,000 |
| Securities held to maturity | 2,248,000 | 2,007,000 | 1,799,000 | 1,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,615,000 | 63,148,000 | 77,965,000 | 79,845,000 |
| Interest-bearing deposits | 51,935,000 | 54,635,000 | 68,039,000 | 70,481,000 |
| Noninterest-bearing deposits | 9,680,000 | 8,513,000 | 9,926,000 | 9,364,000 |
| Equity capital | 9,722,000 | 9,876,000 | 10,205,000 | 10,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,742,000 | 2,780,000 | 3,829,000 |
| Interest expense | 161,000 | 308,000 | 489,000 | 696,000 |
| Net interest income | 701,000 | 1,434,000 | 2,291,000 | 3,133,000 |
| Noninterest income | 74,000 | 140,000 | 459,000 | 779,000 |
| Noninterest expense | 603,000 | 1,205,000 | 1,921,000 | 2,600,000 |
| Provision for loan losses | 50,000 | 101,000 | 239,000 | 289,000 |
| Pretax income | 122,000 | 268,000 | 590,000 | 1,023,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 268,000 | 590,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,722,000 | 9,870,000 | 10,192,000 | 10,625,000 |
| Total capital | 10,425,000 | 10,630,000 | 11,092,000 | 11,580,000 |
| Risk-weighted assets | 66,277,000 | 68,839,000 | 79,145,000 | 78,167,000 |