Call reports 2011
UNITED REPUBLIC BANK — 2011
What UNITED REPUBLIC BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 58,689,000 | 64,501,000 | 68,636,000 | 72,756,000 |
| Total loans | 44,133,000 | 50,241,000 | 56,895,000 | 55,173,000 |
| Allowance for loan losses | 529,000 | 618,000 | 683,000 | 662,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,519,000 | 3,077,000 | 2,797,000 | 2,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,764,000 | 51,537,000 | 57,566,000 | 62,474,000 |
| Interest-bearing deposits | 42,392,000 | 43,241,000 | 49,382,000 | 54,451,000 |
| Noninterest-bearing deposits | 6,372,000 | 8,296,000 | 8,184,000 | 8,023,000 |
| Equity capital | 9,366,000 | 9,373,000 | 9,502,000 | 9,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,413,000 | 2,263,000 | 3,132,000 |
| Interest expense | 150,000 | 295,000 | 451,000 | 616,000 |
| Net interest income | 514,000 | 1,118,000 | 1,812,000 | 2,516,000 |
| Noninterest income | 97,000 | 174,000 | 258,000 | 452,000 |
| Noninterest expense | 554,000 | 1,143,000 | 1,728,000 | 2,430,000 |
| Provision for loan losses | 14,000 | 99,000 | 163,000 | 259,000 |
| Pretax income | 43,000 | 50,000 | 179,000 | 279,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 43,000 | 50,000 | 179,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,366,000 | 9,373,000 | 9,502,000 | 9,602,000 |
| Total capital | 9,895,000 | 9,991,000 | 10,185,000 | 10,264,000 |
| Risk-weighted assets | 52,697,000 | 58,249,000 | 62,895,000 | 63,702,000 |