Call reports 2009
UNITED REPUBLIC BANK — 2009
What UNITED REPUBLIC BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,103,000 | 41,366,000 | 41,624,000 | 43,937,000 |
| Total loans | 25,532,000 | 26,848,000 | 28,941,000 | 27,655,000 |
| Allowance for loan losses | 339,000 | 357,000 | 393,000 | 427,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,939,000 | 2,825,000 | 4,203,000 | 4,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,272,000 | 31,498,000 | 31,865,000 | 34,221,000 |
| Interest-bearing deposits | 29,173,000 | 30,373,000 | 30,315,000 | 32,366,000 |
| Noninterest-bearing deposits | 1,099,000 | 1,125,000 | 1,550,000 | 1,855,000 |
| Equity capital | 9,670,000 | 9,670,000 | 9,600,000 | 9,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 956,000 | 1,443,000 | 1,946,000 |
| Interest expense | 174,000 | 325,000 | 487,000 | 654,000 |
| Net interest income | 261,000 | 631,000 | 956,000 | 1,292,000 |
| Noninterest income | 14,000 | 33,000 | 50,000 | 71,000 |
| Noninterest expense | 438,000 | 809,000 | 1,185,000 | 1,576,000 |
| Provision for loan losses | 29,000 | 46,000 | 82,000 | 117,000 |
| Pretax income | -192,000 | -191,000 | -261,000 | -330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -192,000 | -191,000 | -261,000 | -330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,670,000 | 9,670,000 | 9,600,000 | 9,531,000 |
| Total capital | 10,010,000 | 10,027,000 | 9,993,000 | 9,958,000 |
| Risk-weighted assets | 33,299,000 | 34,541,000 | 34,269,000 | 34,929,000 |