Call reports 2007
BANK IOWA — 2007
What BANK IOWA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 193,523,000 | 193,159,000 | 194,174,000 | 194,072,000 |
| Total loans | 145,475,000 | 142,585,000 | 144,915,000 | 145,480,000 |
| Allowance for loan losses | 1,915,000 | 1,515,000 | 1,966,000 | 1,749,000 |
| Securities available for sale | 26,715,000 | 27,833,000 | 28,067,000 | 25,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,792,000 | 169,578,000 | 170,220,000 | 169,618,000 |
| Interest-bearing deposits | 155,621,000 | 157,402,000 | 156,237,000 | 152,586,000 |
| Noninterest-bearing deposits | 14,171,000 | 12,176,000 | 13,983,000 | 17,032,000 |
| Equity capital | 22,319,000 | 22,195,000 | 22,254,000 | 22,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,251,000 | 6,508,000 | 9,748,000 | 12,951,000 |
| Interest expense | 1,650,000 | 3,367,000 | 5,088,000 | 6,713,000 |
| Net interest income | 1,601,000 | 3,141,000 | 4,660,000 | 6,238,000 |
| Noninterest income | 153,000 | 303,000 | 416,000 | 782,000 |
| Noninterest expense | 785,000 | 1,595,000 | 2,353,000 | 3,134,000 |
| Provision for loan losses | 400,000 | 1,400,000 | 1,850,000 | 2,300,000 |
| Pretax income | 569,000 | 449,000 | 873,000 | 1,586,000 |
| Income tax | 250,000 | 119,000 | 333,000 | 453,000 |
| Net income | 319,000 | 330,000 | 540,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,314,000 | 22,325,000 | 22,205,000 | 22,798,000 |
| Total capital | 24,229,000 | 23,840,000 | 24,171,000 | 24,547,000 |
| Risk-weighted assets | 161,833,000 | 157,574,000 | 160,389,000 | 157,620,000 |