Call reports 2004
BANK IOWA — 2004
What BANK IOWA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 149,455,000 | 152,359,000 | 157,756,000 | 166,320,000 |
| Total loans | 117,683,000 | 117,248,000 | 128,159,000 | 129,950,000 |
| Allowance for loan losses | 1,621,000 | 1,621,000 | 1,691,000 | 1,690,000 |
| Securities available for sale | 18,263,000 | 18,419,000 | 16,503,000 | 16,682,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,511,000 | 133,274,000 | 138,124,000 | 146,013,000 |
| Interest-bearing deposits | 118,519,000 | 122,824,000 | 125,359,000 | 130,814,000 |
| Noninterest-bearing deposits | 11,992,000 | 10,450,000 | 12,765,000 | 15,199,000 |
| Equity capital | 18,156,000 | 18,507,000 | 18,820,000 | 19,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,951,000 | 3,978,000 | 6,052,000 | 8,241,000 |
| Interest expense | 731,000 | 1,448,000 | 2,224,000 | 3,074,000 |
| Net interest income | 1,220,000 | 2,530,000 | 3,828,000 | 5,167,000 |
| Noninterest income | 116,000 | 228,000 | 349,000 | 479,000 |
| Noninterest expense | 598,000 | 1,213,000 | 1,831,000 | 2,465,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 588,000 | 1,395,000 | 2,196,000 | 3,031,000 |
| Income tax | 213,000 | 507,000 | 828,000 | 1,003,000 |
| Net income | 375,000 | 888,000 | 1,368,000 | 2,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,964,000 | 18,477,000 | 18,702,000 | 19,363,000 |
| Total capital | 19,585,000 | 20,098,000 | 20,393,000 | 21,053,000 |
| Risk-weighted assets | 129,274,000 | 129,126,000 | 137,461,000 | 140,067,000 |