Call reports 2002
BANK IOWA — 2002
What BANK IOWA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 141,424,000 | 142,165,000 | 143,881,000 | 146,583,000 |
| Total loans | 102,844,000 | 102,139,000 | 96,131,000 | 98,250,000 |
| Allowance for loan losses | 1,079,000 | 1,297,000 | 1,278,000 | 1,094,000 |
| Securities available for sale | 24,109,000 | 20,812,000 | 18,984,000 | 21,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,736,000 | 125,003,000 | 126,271,000 | 128,847,000 |
| Interest-bearing deposits | 118,361,000 | 116,422,000 | 117,222,000 | 119,177,000 |
| Noninterest-bearing deposits | 6,375,000 | 8,581,000 | 9,049,000 | 9,670,000 |
| Equity capital | 15,958,000 | 16,519,000 | 16,742,000 | 17,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,322,000 | 4,652,000 | 6,822,000 | 8,926,000 |
| Interest expense | 1,184,000 | 2,296,000 | 3,340,000 | 4,335,000 |
| Net interest income | 1,138,000 | 2,356,000 | 3,482,000 | 4,591,000 |
| Noninterest income | 62,000 | 151,000 | 259,000 | 318,000 |
| Noninterest expense | 496,000 | 1,026,000 | 1,555,000 | 2,065,000 |
| Provision for loan losses | 150,000 | 375,000 | 600,000 | 825,000 |
| Pretax income | 554,000 | 1,106,000 | 1,586,000 | 2,019,000 |
| Income tax | 119,000 | 383,000 | 564,000 | 686,000 |
| Net income | 435,000 | 723,000 | 1,022,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,047,000 | 16,335,000 | 16,454,000 | 16,765,000 |
| Total capital | 17,126,000 | 17,632,000 | 17,732,000 | 17,859,000 |
| Risk-weighted assets | 108,075,000 | 106,906,000 | 105,637,000 | 110,331,000 |