Call reports 2001
BANK IOWA — 2001
What BANK IOWA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 135,038,000 | 137,301,000 | 137,552,000 | 141,593,000 |
| Total loans | 93,982,000 | 95,047,000 | 95,593,000 | 104,413,000 |
| Allowance for loan losses | 1,085,000 | 1,165,000 | 1,203,000 | 1,291,000 |
| Securities available for sale | 26,769,000 | 22,435,000 | 20,820,000 | 24,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,385,000 | 121,077,000 | 120,950,000 | 125,119,000 |
| Interest-bearing deposits | 112,105,000 | 114,585,000 | 114,362,000 | 116,228,000 |
| Noninterest-bearing deposits | 7,280,000 | 6,492,000 | 6,588,000 | 8,891,000 |
| Equity capital | 14,978,000 | 15,255,000 | 15,619,000 | 15,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,564,000 | 5,086,000 | 7,521,000 | 9,901,000 |
| Interest expense | 1,552,000 | 3,070,000 | 4,498,000 | 5,819,000 |
| Net interest income | 1,012,000 | 2,016,000 | 3,023,000 | 4,082,000 |
| Noninterest income | 67,000 | 138,000 | 218,000 | 300,000 |
| Noninterest expense | 435,000 | 902,000 | 1,345,000 | 1,820,000 |
| Provision for loan losses | 38,000 | 113,000 | 150,000 | 240,000 |
| Pretax income | 604,000 | 1,137,000 | 1,744,000 | 2,320,000 |
| Income tax | 226,000 | 448,000 | 692,000 | 821,000 |
| Net income | 378,000 | 689,000 | 1,052,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,851,000 | 15,162,000 | 15,345,000 | 15,792,000 |
| Total capital | 15,936,000 | 16,327,000 | 16,548,000 | 17,083,000 |
| Risk-weighted assets | 98,350,000 | 100,279,000 | 100,314,000 | 108,880,000 |