Call reports 2006
OAK LAWN BANK — 2006
What OAK LAWN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 68,182,000 | 71,485,000 |
| Total loans | 43,417,000 | 43,650,000 |
| Allowance for loan losses | 600,000 | 526,000 |
| Securities available for sale | 12,684,000 | 12,446,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 60,409,000 | 62,772,000 |
| Interest-bearing deposits | 52,251,000 | 54,376,000 |
| Noninterest-bearing deposits | 8,158,000 | 8,396,000 |
| Equity capital | 5,785,000 | 5,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 957,000 | 2,011,000 |
| Interest expense | 413,000 | 893,000 |
| Net interest income | 544,000 | 1,118,000 |
| Noninterest income | 42,000 | 85,000 |
| Noninterest expense | 467,000 | 944,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 119,000 | 259,000 |
| Income tax | 38,000 | 85,000 |
| Net income | 81,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 5,895,000 | 5,988,000 |
| Total capital | 6,495,000 | 6,514,000 |
| Risk-weighted assets | 48,610,000 | 49,344,000 |