Call reports 2001
OAK LAWN BANK — 2001
What OAK LAWN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,845,000 | 38,211,000 | 40,145,000 | 41,065,000 |
| Total loans | 12,487,000 | 17,023,000 | 19,785,000 | 22,441,000 |
| Allowance for loan losses | 124,000 | 148,000 | 174,000 | 202,000 |
| Securities available for sale | 19,378,000 | 14,729,000 | 17,296,000 | 15,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,886,000 | 32,574,000 | 34,359,000 | 36,122,000 |
| Interest-bearing deposits | 28,826,000 | 28,843,000 | 29,965,000 | 30,945,000 |
| Noninterest-bearing deposits | 3,060,000 | 3,731,000 | 4,394,000 | 5,177,000 |
| Equity capital | 4,556,000 | 4,559,000 | 4,737,000 | 4,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,234,000 | 1,863,000 | 2,499,000 |
| Interest expense | 381,000 | 733,000 | 1,045,000 | 1,306,000 |
| Net interest income | 229,000 | 501,000 | 818,000 | 1,193,000 |
| Noninterest income | 14,000 | 28,000 | 51,000 | 73,000 |
| Noninterest expense | 277,000 | 547,000 | 849,000 | 1,172,000 |
| Provision for loan losses | 24,000 | 48,000 | 74,000 | 102,000 |
| Pretax income | -58,000 | 30,000 | 42,000 | 136,000 |
| Income tax | 0 | 0 | 0 | -206,000 |
| Net income | -58,000 | 30,000 | 42,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,394,000 | 4,482,000 | 4,494,000 | 4,589,000 |
| Total capital | 4,518,000 | 4,630,000 | 4,669,000 | 4,791,000 |
| Risk-weighted assets | 22,928,000 | 19,275,000 | 21,855,000 | 24,838,000 |
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