Call reports 2025
BELMONT SAVINGS BANK — 2025
What BELMONT SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 527,581,000 | 542,169,000 | 552,786,000 | 583,375,000 |
| Total loans | 333,170,000 | 349,882,000 | 355,970,000 | 361,635,000 |
| Allowance for loan losses | 2,643,000 | 2,737,000 | 2,792,000 | 2,972,000 |
| Securities available for sale | 146,874,000 | 140,177,000 | 141,233,000 | 139,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,544,000 | 434,072,000 | 440,379,000 | 469,487,000 |
| Interest-bearing deposits | 403,170,000 | 415,555,000 | 421,166,000 | 450,174,000 |
| Noninterest-bearing deposits | 16,374,000 | 18,517,000 | 19,213,000 | 19,313,000 |
| Equity capital | 60,678,000 | 59,699,000 | 64,244,000 | 64,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,799,000 | 11,913,000 | 18,378,000 | 24,885,000 |
| Interest expense | 3,111,000 | 6,318,000 | 9,709,000 | 13,110,000 |
| Net interest income | 2,688,000 | 5,595,000 | 8,669,000 | 11,775,000 |
| Noninterest income | 297,000 | 611,000 | 937,000 | 1,266,000 |
| Noninterest expense | 2,426,000 | 4,890,000 | 7,512,000 | 11,332,000 |
| Provision for loan losses | 110,000 | 275,000 | 440,000 | 605,000 |
| Pretax income | 335,000 | 972,000 | 1,608,000 | 1,050,000 |
| Income tax | 0 | 63,000 | 15,000 | -169,000 |
| Net income | 335,000 | 909,000 | 1,593,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,502,000 | 83,076,000 | 83,759,000 | 83,385,000 |