Call reports 2024
BELMONT SAVINGS BANK — 2024
What BELMONT SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 491,344,000 | 501,219,000 | 519,215,000 | 515,624,000 |
| Total loans | 282,627,000 | 294,476,000 | 307,883,000 | 316,648,000 |
| Allowance for loan losses | 2,148,000 | 2,236,000 | 2,396,000 | 2,525,000 |
| Securities available for sale | 163,187,000 | 161,770,000 | 166,989,000 | 151,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,128,000 | 355,752,000 | 362,836,000 | 383,500,000 |
| Interest-bearing deposits | 337,584,000 | 340,881,000 | 343,662,000 | 368,144,000 |
| Noninterest-bearing deposits | 15,544,000 | 14,871,000 | 19,174,000 | 15,356,000 |
| Equity capital | 56,349,000 | 57,454,000 | 63,970,000 | 58,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,049,000 | 10,302,000 | 15,944,000 | 21,655,000 |
| Interest expense | 2,545,000 | 5,361,000 | 8,390,000 | 11,521,000 |
| Net interest income | 2,504,000 | 4,941,000 | 7,554,000 | 10,134,000 |
| Noninterest income | 289,000 | 594,000 | 901,000 | 1,202,000 |
| Noninterest expense | 2,299,000 | 4,582,000 | 6,816,000 | 9,241,000 |
| Provision for loan losses | 95,000 | 236,000 | 406,000 | 526,000 |
| Pretax income | 403,000 | 720,000 | 1,234,000 | 1,546,000 |
| Income tax | -18,000 | -58,000 | -42,000 | -61,000 |
| Net income | 421,000 | 778,000 | 1,276,000 | 1,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,981,000 | 81,338,000 | 81,835,000 | 82,166,000 |