Call reports 2022
BELMONT SAVINGS BANK — 2022
What BELMONT SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 427,733,000 | 417,725,000 | 418,466,000 | 419,610,000 |
| Total loans | 172,448,000 | 182,490,000 | 194,282,000 | 197,439,000 |
| Allowance for loan losses | 1,772,000 | 1,783,000 | 1,778,000 | 1,794,000 |
| Securities available for sale | 208,666,000 | 189,576,000 | 174,971,000 | 173,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,356,000 | 340,318,000 | 339,014,000 | 335,363,000 |
| Interest-bearing deposits | 323,527,000 | 323,774,000 | 319,719,000 | 315,833,000 |
| Noninterest-bearing deposits | 14,829,000 | 16,544,000 | 19,295,000 | 19,530,000 |
| Equity capital | 69,229,000 | 57,987,000 | 49,045,000 | 51,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,087,000 | 6,310,000 | 9,824,000 | 13,464,000 |
| Interest expense | 358,000 | 707,000 | 1,116,000 | 1,710,000 |
| Net interest income | 2,729,000 | 5,603,000 | 8,708,000 | 11,754,000 |
| Noninterest income | 226,000 | 467,000 | 728,000 | 987,000 |
| Noninterest expense | 2,085,000 | 4,178,000 | 6,241,000 | 8,556,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 870,000 | 1,889,000 | 3,193,000 | 4,182,000 |
| Income tax | 94,000 | 206,000 | 379,000 | 485,000 |
| Net income | 776,000 | 1,683,000 | 2,814,000 | 3,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,791,000 | 76,698,000 | 77,830,000 | 78,712,000 |