Call reports 2021
BELMONT SAVINGS BANK — 2021
What BELMONT SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 408,704,000 | 418,680,000 | 423,469,000 | 427,725,000 |
| Total loans | 136,699,000 | 146,603,000 | 153,886,000 | 161,127,000 |
| Allowance for loan losses | 1,687,000 | 1,679,000 | 1,726,000 | 1,766,000 |
| Securities available for sale | 231,717,000 | 227,813,000 | 224,657,000 | 221,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,225,000 | 320,712,000 | 322,970,000 | 326,969,000 |
| Interest-bearing deposits | 302,815,000 | 308,641,000 | 309,796,000 | 311,819,000 |
| Noninterest-bearing deposits | 10,410,000 | 12,071,000 | 13,174,000 | 15,150,000 |
| Equity capital | 77,487,000 | 79,331,000 | 79,325,000 | 79,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,885,000 | 5,762,000 | 9,073,000 | 12,148,000 |
| Interest expense | 538,000 | 1,004,000 | 1,412,000 | 1,788,000 |
| Net interest income | 2,347,000 | 4,758,000 | 7,661,000 | 10,360,000 |
| Noninterest income | 181,000 | 390,000 | 585,000 | 755,000 |
| Noninterest expense | 1,856,000 | 3,878,000 | 5,893,000 | 7,901,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 664,000 | 1,253,000 | 2,326,000 | 3,181,000 |
| Income tax | 54,000 | 97,000 | 241,000 | 338,000 |
| Net income | 610,000 | 1,156,000 | 2,085,000 | 2,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,783,000 | 73,329,000 | 74,258,000 | 75,015,000 |