Call reports 2020
BELMONT SAVINGS BANK — 2020
What BELMONT SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 388,168,000 | 391,845,000 | 398,270,000 | 413,302,000 |
| Total loans | 108,217,000 | 117,036,000 | 122,861,000 | 133,240,000 |
| Allowance for loan losses | 1,712,000 | 1,691,000 | 1,679,000 | 1,677,000 |
| Securities available for sale | 250,235,000 | 242,224,000 | 242,484,000 | 243,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,360,000 | 292,216,000 | 293,690,000 | 303,710,000 |
| Interest-bearing deposits | 278,577,000 | 284,298,000 | 287,159,000 | 294,374,000 |
| Noninterest-bearing deposits | 4,783,000 | 7,918,000 | 6,531,000 | 9,336,000 |
| Equity capital | 77,593,000 | 78,624,000 | 78,954,000 | 79,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,005,000 | 6,174,000 | 9,051,000 | 11,871,000 |
| Interest expense | 712,000 | 1,420,000 | 2,105,000 | 2,733,000 |
| Net interest income | 2,293,000 | 4,754,000 | 6,946,000 | 9,138,000 |
| Noninterest income | 159,000 | 301,000 | 484,000 | 539,000 |
| Noninterest expense | 1,962,000 | 3,833,000 | 5,870,000 | 7,842,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 479,000 | 1,215,000 | 1,488,000 | 1,830,000 |
| Income tax | 88,000 | 193,000 | 170,000 | 148,000 |
| Net income | 391,000 | 1,022,000 | 1,318,000 | 1,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,881,000 | 71,510,000 | 71,809,000 | 72,173,000 |
| Total capital | 72,557,000 | 73,201,000 | — | — |
| Risk-weighted assets | 134,069,000 | 136,470,000 | — | — |