Call reports 2019
BELMONT SAVINGS BANK — 2019
What BELMONT SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 382,219,000 | 381,086,000 | 376,614,000 | 376,994,000 |
| Total loans | 95,119,000 | 99,167,000 | 101,617,000 | 105,887,000 |
| Allowance for loan losses | 1,642,000 | 1,679,000 | 1,737,000 | 1,700,000 |
| Securities available for sale | 265,609,000 | 254,711,000 | 249,901,000 | 243,061,000 |
| Securities held to maturity | 495,000 | 495,000 | 495,000 | 496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,817,000 | 287,270,000 | 284,255,000 | 283,082,000 |
| Interest-bearing deposits | 287,068,000 | 283,306,000 | 279,917,000 | 279,406,000 |
| Noninterest-bearing deposits | 5,749,000 | 3,964,000 | 4,338,000 | 3,676,000 |
| Equity capital | 67,559,000 | 70,355,000 | 71,943,000 | 72,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,423,000 | 6,750,000 | 9,995,000 | 13,038,000 |
| Interest expense | 685,000 | 1,426,000 | 2,164,000 | 2,884,000 |
| Net interest income | 2,738,000 | 5,324,000 | 7,831,000 | 10,154,000 |
| Noninterest income | 76,000 | 182,000 | 312,000 | 444,000 |
| Noninterest expense | 1,982,000 | 3,934,000 | 5,654,000 | 7,677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 919,000 | 1,661,000 | 2,582,000 | 2,953,000 |
| Income tax | 180,000 | 336,000 | 517,000 | 582,000 |
| Net income | 739,000 | 1,325,000 | 2,065,000 | 2,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,858,000 | 69,444,000 | 70,185,000 | 70,491,000 |
| Total capital | 70,230,000 | 70,861,000 | 71,608,000 | 72,021,000 |
| Risk-weighted assets | 109,221,000 | 112,664,000 | 112,956,000 | 121,795,000 |