Call reports 2018
BELMONT SAVINGS BANK — 2018
What BELMONT SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 400,892,000 | 395,703,000 | 384,161,000 | 379,523,000 |
| Total loans | 75,325,000 | 80,948,000 | 86,485,000 | 90,376,000 |
| Allowance for loan losses | 1,780,000 | 1,825,000 | 1,867,000 | 1,623,000 |
| Securities available for sale | 306,950,000 | 289,680,000 | 282,556,000 | 270,482,000 |
| Securities held to maturity | 3,126,000 | 9,018,000 | 495,000 | 495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,473,000 | 289,714,000 | 289,677,000 | 289,319,000 |
| Interest-bearing deposits | 293,588,000 | 284,812,000 | 283,956,000 | 253,589,000 |
| Noninterest-bearing deposits | 4,885,000 | 4,902,000 | 5,721,000 | 35,730,000 |
| Equity capital | 63,166,000 | 62,591,000 | 61,782,000 | 64,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,387,000 | 6,819,000 | 10,202,000 | 13,492,000 |
| Interest expense | 599,000 | 1,228,000 | 1,886,000 | 2,577,000 |
| Net interest income | 2,788,000 | 5,591,000 | 8,316,000 | 10,915,000 |
| Noninterest income | 68,000 | 133,000 | 214,000 | 551,000 |
| Noninterest expense | 2,003,000 | 3,821,000 | 5,836,000 | 8,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 779,000 | 1,859,000 | 2,656,000 | 2,898,000 |
| Income tax | 163,000 | 390,000 | 558,000 | 560,000 |
| Net income | 616,000 | 1,469,000 | 2,098,000 | 2,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,387,000 | 67,240,000 | 67,869,000 | 68,109,000 |
| Total capital | 67,787,000 | 68,712,000 | 69,174,000 | 69,441,000 |
| Risk-weighted assets | 109,364,000 | 114,711,000 | 101,509,000 | 104,530,000 |