Call reports 2017
BELMONT SAVINGS BANK — 2017
What BELMONT SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 455,530,000 | 439,348,000 | 428,744,000 | 415,572,000 |
| Total loans | 71,586,000 | 69,821,000 | 70,128,000 | 71,034,000 |
| Allowance for loan losses | 2,111,000 | 2,070,000 | 1,895,000 | 1,781,000 |
| Securities available for sale | 370,586,000 | 354,993,000 | 341,788,000 | 324,939,000 |
| Securities held to maturity | 495,000 | 1,483,000 | 1,484,000 | 494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,601,000 | 308,584,000 | 305,863,000 | 301,152,000 |
| Interest-bearing deposits | 314,424,000 | 305,150,000 | 302,138,000 | 297,584,000 |
| Noninterest-bearing deposits | 3,177,000 | 3,434,000 | 3,725,000 | 3,568,000 |
| Equity capital | 63,878,000 | 65,265,000 | 66,376,000 | 66,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,591,000 | 7,175,000 | 10,702,000 | 14,114,000 |
| Interest expense | 645,000 | 1,306,000 | 1,954,000 | 2,579,000 |
| Net interest income | 2,946,000 | 5,869,000 | 8,748,000 | 11,535,000 |
| Noninterest income | 81,000 | 132,000 | 207,000 | 277,000 |
| Noninterest expense | 1,712,000 | 3,371,000 | 5,014,000 | 6,813,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,315,000 | 2,630,000 | 4,141,000 | 5,188,000 |
| Income tax | 447,000 | 894,000 | 1,408,000 | 1,683,000 |
| Net income | 868,000 | 1,736,000 | 2,733,000 | 3,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,134,000 | 64,002,000 | 64,999,000 | 65,771,000 |
| Total capital | 64,570,000 | 65,393,000 | 66,386,000 | 67,146,000 |
| Risk-weighted assets | 109,670,000 | 106,585,000 | 105,082,000 | 104,986,000 |