Call reports 2010
BELMONT SAVINGS BANK — 2010
What BELMONT SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 394,388,000 | 398,148,000 | 397,230,000 | 411,406,000 |
| Total loans | 66,071,000 | 66,986,000 | 68,930,000 | 68,363,000 |
| Allowance for loan losses | 1,506,000 | 1,507,000 | 1,714,000 | 1,832,000 |
| Securities available for sale | 64,902,000 | 75,064,000 | 85,632,000 | 104,225,000 |
| Securities held to maturity | 253,181,000 | 243,253,000 | 228,950,000 | 226,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,140,000 | 287,655,000 | 295,885,000 | 297,521,000 |
| Interest-bearing deposits | 274,179,000 | 286,635,000 | 294,903,000 | 296,638,000 |
| Noninterest-bearing deposits | 961,000 | 1,020,000 | 982,000 | 883,000 |
| Equity capital | 38,024,000 | 38,932,000 | 39,434,000 | 39,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,438,000 | 8,701,000 | 13,022,000 | 17,275,000 |
| Interest expense | 1,879,000 | 3,755,000 | 5,703,000 | 7,586,000 |
| Net interest income | 2,559,000 | 4,946,000 | 7,319,000 | 9,689,000 |
| Noninterest income | 62,000 | 127,000 | 191,000 | 251,000 |
| Noninterest expense | 1,267,000 | 2,542,000 | 3,841,000 | 5,235,000 |
| Provision for loan losses | 350,000 | 535,000 | 885,000 | 1,160,000 |
| Pretax income | 1,004,000 | 1,996,000 | 2,741,000 | 3,502,000 |
| Income tax | 341,000 | 679,000 | 932,000 | 1,191,000 |
| Net income | 663,000 | 1,317,000 | 1,809,000 | 2,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,319,000 | 37,959,000 | 38,465,000 | 38,968,000 |
| Total capital | 38,591,000 | 39,231,000 | 39,748,000 | 40,260,000 |
| Risk-weighted assets | 100,712,000 | 101,552,000 | 102,204,000 | 102,829,000 |
Machine access — free, no API key
Every figure shown here about BELMONT SAVINGS BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.