Call report 2004Q4
BELMONT SAVINGS BANK — 2004Q4
The 22 measures BELMONT SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 256,107,000 | USD | evidence → |
| Total loans | 55,512,000 | USD | evidence → |
| Allowance for loan losses | 420,000 | USD | evidence → |
| Securities available for sale | 3,538,000 | USD | evidence → |
| Securities held to maturity | 186,592,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,281,000 | USD | evidence → |
| Interest-bearing deposits | 166,737,000 | USD | evidence → |
| Noninterest-bearing deposits | 544,000 | USD | evidence → |
| Equity capital | 32,619,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,146,000 | USD | evidence → |
| Interest expense | 4,740,000 | USD | evidence → |
| Net interest income | 6,406,000 | USD | evidence → |
| Noninterest income | 208,000 | USD | evidence → |
| Noninterest expense | 3,703,000 | USD | evidence → |
| Provision for loan losses | 460,000 | USD | evidence → |
| Pretax income | 2,451,000 | USD | evidence → |
| Income tax | 821,000 | USD | evidence → |
| Net income | 1,630,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,311,000 | USD | evidence → |
| Total capital | 32,305,000 | USD | evidence → |
| Risk-weighted assets | 74,471,000 | USD | evidence → |