Call reports 2001
BELMONT SAVINGS BANK — 2001
What BELMONT SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 301,720,000 | 297,484,000 | 282,689,000 | 286,124,000 |
| Total loans | 60,439,000 | 60,567,000 | 61,191,000 | 60,803,000 |
| Allowance for loan losses | 474,000 | 469,000 | 321,000 | 349,000 |
| Securities available for sale | 3,112,000 | 3,266,000 | 3,120,000 | 3,139,000 |
| Securities held to maturity | 223,974,000 | 220,693,000 | 204,720,000 | 209,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,677,000 | 253,619,000 | 250,574,000 | 245,387,000 |
| Interest-bearing deposits | 251,793,000 | 252,462,000 | 249,166,000 | 244,189,000 |
| Noninterest-bearing deposits | 884,000 | 1,157,000 | 1,408,000 | 1,198,000 |
| Equity capital | 28,772,000 | 28,863,000 | 28,997,000 | 29,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,234,000 | 9,706,000 | 14,124,000 | 18,216,000 |
| Interest expense | 3,689,000 | 7,397,000 | 10,670,000 | 13,738,000 |
| Net interest income | 1,545,000 | 2,309,000 | 3,454,000 | 4,478,000 |
| Noninterest income | 24,000 | 50,000 | 78,000 | 105,000 |
| Noninterest expense | 810,000 | 1,576,000 | 2,386,000 | 3,261,000 |
| Provision for loan losses | 57,000 | 93,000 | 120,000 | 147,000 |
| Pretax income | 702,000 | 690,000 | 1,026,000 | 1,175,000 |
| Income tax | 236,000 | 235,000 | 340,000 | 317,000 |
| Net income | 466,000 | 455,000 | 686,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,744,000 | 26,733,000 | 26,964,000 | 27,136,000 |
| Total capital | 28,600,000 | 28,654,000 | 28,671,000 | 28,880,000 |
| Risk-weighted assets | 77,756,000 | 76,004,000 | 76,444,000 | 79,685,000 |