Call reports 2009
SECURITY BANK OF NORTH METRO — 2009
What SECURITY BANK OF NORTH METRO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 224,442,000 | 184,184,000 |
| Total loans | 159,759,000 | 151,266,000 |
| Allowance for loan losses | 4,965,000 | 12,673,000 |
| Securities available for sale | 27,856,000 | 12,435,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 212,442,000 | 182,413,000 |
| Interest-bearing deposits | 210,073,000 | 180,230,000 |
| Noninterest-bearing deposits | 2,369,000 | 2,183,000 |
| Equity capital | 5,004,000 | -5,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 1,883,000 | 3,605,000 |
| Interest expense | 2,151,000 | 4,057,000 |
| Net interest income | -268,000 | -452,000 |
| Noninterest income | -1,187,000 | -1,646,000 |
| Noninterest expense | 1,154,000 | 2,486,000 |
| Provision for loan losses | 2,414,000 | 10,760,000 |
| Pretax income | -4,683,000 | -15,089,000 |
| Income tax | 90,000 | 90,000 |
| Net income | -4,773,000 | -15,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 4,643,000 | -5,725,000 |
| Total capital | 6,808,000 | -5,725,000 |
| Risk-weighted assets | 170,383,000 | 158,826,000 |