Call reports 2006
SECURITY BANK OF NORTH METRO — 2006
What SECURITY BANK OF NORTH METRO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 207,936,000 | 218,140,000 | 209,109,000 | 221,349,000 |
| Total loans | 162,691,000 | 165,856,000 | 161,564,000 | 164,042,000 |
| Allowance for loan losses | 1,712,000 | 1,872,000 | 1,934,000 | 1,935,000 |
| Securities available for sale | 16,245,000 | 19,464,000 | 22,455,000 | 15,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,285,000 | 168,767,000 | 171,927,000 | 183,440,000 |
| Interest-bearing deposits | 156,704,000 | 163,440,000 | 166,180,000 | 180,971,000 |
| Noninterest-bearing deposits | 581,000 | 5,327,000 | 5,747,000 | 2,469,000 |
| Equity capital | 33,937,000 | 34,434,000 | 34,696,000 | 35,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,477,000 | 7,312,000 | 11,233,000 | 15,317,000 |
| Interest expense | 1,596,000 | 3,496,000 | 5,579,000 | 7,803,000 |
| Net interest income | 1,881,000 | 3,816,000 | 5,654,000 | 7,514,000 |
| Noninterest income | 52,000 | 189,000 | 394,000 | 450,000 |
| Noninterest expense | 952,000 | 1,942,000 | 2,919,000 | 3,761,000 |
| Provision for loan losses | 195,000 | 335,000 | 641,000 | 717,000 |
| Pretax income | 786,000 | 1,728,000 | 2,488,000 | 3,381,000 |
| Income tax | 299,000 | 668,000 | 910,000 | 1,253,000 |
| Net income | 487,000 | 1,060,000 | 1,578,000 | 2,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,925,000 | 16,538,000 | 16,695,000 | 17,284,000 |
| Total capital | 17,637,000 | 18,410,000 | 18,629,000 | 19,219,000 |
| Risk-weighted assets | 169,488,000 | 176,465,000 | 171,061,000 | 175,409,000 |