Call reports 2005
SECURITY BANK OF NORTH METRO — 2005
What SECURITY BANK OF NORTH METRO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 130,688,000 | 167,098,000 | 175,016,000 | 184,321,000 |
| Total loans | 106,547,000 | 117,321,000 | 132,526,000 | 142,781,000 |
| Allowance for loan losses | 1,246,000 | 1,420,000 | 1,551,000 | 1,577,000 |
| Securities available for sale | 13,690,000 | 13,298,000 | 17,489,000 | 16,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,413,000 | 127,683,000 | 134,588,000 | 131,332,000 |
| Interest-bearing deposits | 106,285,000 | 120,966,000 | 128,039,000 | 124,898,000 |
| Noninterest-bearing deposits | 4,129,000 | 6,718,000 | 6,549,000 | 6,434,000 |
| Equity capital | 13,936,000 | 32,606,000 | 33,040,000 | 33,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,859,000 | 749,000 | 3,479,000 | 7,013,000 |
| Interest expense | 754,000 | 337,000 | 1,571,000 | 2,874,000 |
| Net interest income | 1,105,000 | 412,000 | 1,908,000 | 4,139,000 |
| Noninterest income | 29,000 | 34,000 | 385,000 | 886,000 |
| Noninterest expense | 672,000 | 258,000 | 1,088,000 | 1,896,000 |
| Provision for loan losses | 111,000 | 0 | 130,000 | 155,000 |
| Pretax income | 351,000 | 188,000 | 1,075,000 | 2,974,000 |
| Income tax | 133,000 | 70,000 | 404,000 | 784,000 |
| Net income | 218,000 | 118,000 | 671,000 | 2,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,021,000 | 12,772,000 | 14,113,000 | 14,667,000 |
| Total capital | 15,267,000 | 14,192,000 | 15,664,000 | 16,244,000 |
| Risk-weighted assets | 116,791,000 | 128,759,000 | 142,001,000 | 149,092,000 |