Call reports 2002
SECURITY BANK OF NORTH METRO — 2002
What SECURITY BANK OF NORTH METRO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Total assets | 8,696,000 | 24,594,000 | 31,357,000 |
| Total loans | 2,238,000 | 8,169,000 | 18,798,000 |
| Allowance for loan losses | 33,000 | 102,000 | 235,000 |
| Securities available for sale | 250,000 | 7,349,000 | 8,829,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,706,000 | 17,871,000 | 22,735,000 |
| Interest-bearing deposits | 1,542,000 | 16,609,000 | 21,019,000 |
| Noninterest-bearing deposits | 164,000 | 1,262,000 | 1,716,000 |
| Equity capital | 6,965,000 | 6,653,000 | 6,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Interest income | 83,000 | 257,000 | 668,000 |
| Interest expense | 105,000 | 184,000 | 328,000 |
| Net interest income | -22,000 | 73,000 | 340,000 |
| Noninterest income | 0 | 4,000 | -66,000 |
| Noninterest expense | 1,105,000 | 1,435,000 | 1,830,000 |
| Provision for loan losses | 33,000 | 102,000 | 235,000 |
| Pretax income | -1,160,000 | -1,460,000 | -1,791,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -1,160,000 | -1,460,000 | -1,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Tier 1 capital | 6,965,000 | 6,664,000 | 6,333,000 |
| Total capital | 6,998,000 | 6,766,000 | 6,568,000 |
| Risk-weighted assets | 4,608,000 | 12,672,000 | 23,043,000 |