Call reports 2005
ILLINOIS STATE BANK OF LAKE IN THE HILLS — 2005
What ILLINOIS STATE BANK OF LAKE IN THE HILLS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Total assets | 136,712,000 | 138,323,000 | 132,805,000 |
| Total loans | 103,580,000 | 107,181,000 | 104,702,000 |
| Allowance for loan losses | 922,000 | 952,000 | 952,000 |
| Securities available for sale | 19,549,000 | 19,189,000 | 17,481,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 118,033,000 | 118,973,000 | 114,229,000 |
| Interest-bearing deposits | 111,273,000 | 111,453,000 | 107,965,000 |
| Noninterest-bearing deposits | 6,760,000 | 7,520,000 | 6,264,000 |
| Equity capital | 11,421,000 | 11,666,000 | 11,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Interest income | 1,795,000 | 3,752,000 | 5,792,000 |
| Interest expense | 887,000 | 1,892,000 | 2,963,000 |
| Net interest income | 908,000 | 1,860,000 | 2,829,000 |
| Noninterest income | 66,000 | 145,000 | 220,000 |
| Noninterest expense | 685,000 | 1,411,000 | 2,228,000 |
| Provision for loan losses | 70,000 | 95,000 | 95,000 |
| Pretax income | 216,000 | 489,000 | 716,000 |
| Income tax | 77,000 | 170,000 | 274,000 |
| Net income | 139,000 | 319,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Tier 1 capital | 11,582,000 | 11,762,000 | 11,885,000 |
| Total capital | 12,504,000 | 12,714,000 | 12,837,000 |
| Risk-weighted assets | 112,317,000 | 115,884,000 | 114,016,000 |