Call reports 2004
ILLINOIS STATE BANK OF LAKE IN THE HILLS — 2004
What ILLINOIS STATE BANK OF LAKE IN THE HILLS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 100,929,000 | 105,766,000 | 120,404,000 | 129,234,000 |
| Total loans | 74,336,000 | 80,658,000 | 89,071,000 | 96,101,000 |
| Allowance for loan losses | 802,000 | 854,000 | 775,000 | 852,000 |
| Securities available for sale | 16,451,000 | 16,264,000 | 21,783,000 | 22,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,754,000 | 92,704,000 | 103,455,000 | 110,625,000 |
| Interest-bearing deposits | 83,611,000 | 85,495,000 | 95,931,000 | 104,513,000 |
| Noninterest-bearing deposits | 5,143,000 | 7,209,000 | 7,524,000 | 6,112,000 |
| Equity capital | 10,904,000 | 11,013,000 | 11,224,000 | 11,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,638,000 | 4,140,000 | 5,826,000 |
| Interest expense | 580,000 | 1,202,000 | 1,910,000 | 2,728,000 |
| Net interest income | 701,000 | 1,436,000 | 2,230,000 | 3,098,000 |
| Noninterest income | 59,000 | 193,000 | 239,000 | 293,000 |
| Noninterest expense | 559,000 | 1,177,000 | 1,794,000 | 2,449,000 |
| Provision for loan losses | 20,000 | 63,000 | 108,000 | 153,000 |
| Pretax income | 181,000 | 389,000 | 567,000 | 789,000 |
| Income tax | 59,000 | 131,000 | 192,000 | 268,000 |
| Net income | 122,000 | 258,000 | 375,000 | 521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,864,000 | 11,090,000 | 11,208,000 | 11,443,000 |
| Total capital | 11,666,000 | 11,944,000 | 11,983,000 | 12,295,000 |
| Risk-weighted assets | 80,986,000 | 88,509,000 | 98,710,000 | 106,423,000 |
Machine access — free, no API key
Every figure shown here about ILLINOIS STATE BANK OF LAKE IN THE HILLS — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.