Call reports 2003
ILLINOIS STATE BANK OF LAKE IN THE HILLS — 2003
What ILLINOIS STATE BANK OF LAKE IN THE HILLS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 74,475,000 | 80,083,000 | 92,324,000 | 96,424,000 |
| Total loans | 49,888,000 | 57,388,000 | 63,055,000 | 74,260,000 |
| Allowance for loan losses | 610,000 | 699,000 | 728,000 | 781,000 |
| Securities available for sale | 19,422,000 | 15,994,000 | 14,036,000 | 13,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,086,000 | 71,609,000 | 79,829,000 | 83,508,000 |
| Interest-bearing deposits | 61,101,000 | 66,472,000 | 74,248,000 | 78,078,000 |
| Noninterest-bearing deposits | 4,985,000 | 5,137,000 | 5,581,000 | 5,430,000 |
| Equity capital | 6,528,000 | 6,541,000 | 10,566,000 | 10,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,168,000 | 3,314,000 | 4,601,000 |
| Interest expense | 523,000 | 1,068,000 | 1,608,000 | 2,193,000 |
| Net interest income | 536,000 | 1,100,000 | 1,706,000 | 2,408,000 |
| Noninterest income | 165,000 | 262,000 | 349,000 | 405,000 |
| Noninterest expense | 537,000 | 1,033,000 | 1,511,000 | 1,879,000 |
| Provision for loan losses | 60,000 | 148,000 | 216,000 | 268,000 |
| Pretax income | 104,000 | 191,000 | 338,000 | 678,000 |
| Income tax | 15,000 | 37,000 | 67,000 | 200,000 |
| Net income | 89,000 | 154,000 | 271,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,304,000 | 6,413,000 | 10,490,000 | 10,697,000 |
| Total capital | 6,914,000 | 7,112,000 | 11,218,000 | 11,478,000 |
| Risk-weighted assets | 52,491,000 | 58,893,000 | 64,447,000 | 78,677,000 |
Machine access — free, no API key
Every figure shown here about ILLINOIS STATE BANK OF LAKE IN THE HILLS — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.