Call reports 2002
COMMUNITY BANK OF LEMONT — 2002
What COMMUNITY BANK OF LEMONT reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,160,000 | 23,576,000 | 28,500,000 | 30,534,000 |
| Total loans | 17,955,000 | 20,355,000 | 22,006,000 | 22,638,000 |
| Allowance for loan losses | 288,000 | 325,000 | 363,000 | 400,000 |
| Securities available for sale | 1,320,000 | 1,286,000 | 1,381,000 | 2,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,939,000 | 18,243,000 | 23,036,000 | 24,920,000 |
| Interest-bearing deposits | 14,822,000 | 17,302,000 | 21,624,000 | 23,515,000 |
| Noninterest-bearing deposits | 1,117,000 | 941,000 | 1,412,000 | 1,405,000 |
| Equity capital | 4,567,000 | 4,641,000 | 4,696,000 | 4,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 741,000 | 1,208,000 | 1,702,000 |
| Interest expense | 108,000 | 239,000 | 393,000 | 570,000 |
| Net interest income | 222,000 | 502,000 | 815,000 | 1,132,000 |
| Noninterest income | 20,000 | 44,000 | 67,000 | 98,000 |
| Noninterest expense | 197,000 | 431,000 | 682,000 | 922,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 7,000 | 40,000 | 82,000 | 152,000 |
| Income tax | 0 | 0 | 0 | -85,000 |
| Net income | 7,000 | 40,000 | 82,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,583,000 | 4,617,000 | 4,659,000 | 4,818,000 |
| Total capital | 4,806,000 | 4,871,000 | 4,939,000 | 5,145,000 |
| Risk-weighted assets | 17,811,000 | 20,330,000 | 22,352,000 | 26,048,000 |