Call reports 2022
FIRST NATIONAL BANK COLORADO — 2022
What FIRST NATIONAL BANK COLORADO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 580,352,000 | 554,925,000 | 562,114,000 | 568,358,000 |
| Total loans | 290,364,000 | 308,359,000 | 328,834,000 | 324,093,000 |
| Allowance for loan losses | 5,711,000 | 5,772,000 | 5,824,000 | 5,892,000 |
| Securities available for sale | 199,410,000 | 209,643,000 | 195,382,000 | 195,254,000 |
| Securities held to maturity | 4,500,000 | 4,500,000 | 4,500,000 | 4,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,093,000 | 512,337,000 | 524,117,000 | 525,680,000 |
| Interest-bearing deposits | 369,925,000 | 372,388,000 | 367,480,000 | 355,232,000 |
| Noninterest-bearing deposits | 161,168,000 | 139,949,000 | 156,637,000 | 170,448,000 |
| Equity capital | 48,688,000 | 41,781,000 | 34,289,000 | 42,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,890,000 | 10,209,000 | 15,955,000 | 22,144,000 |
| Interest expense | 220,000 | 457,000 | 763,000 | 1,303,000 |
| Net interest income | 4,670,000 | 9,752,000 | 15,192,000 | 20,841,000 |
| Noninterest income | 422,000 | 876,000 | 1,322,000 | 1,793,000 |
| Noninterest expense | 2,575,000 | 5,228,000 | 7,919,000 | 10,733,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 2,457,000 | 5,280,000 | 8,393,000 | 9,434,000 |
| Income tax | 128,000 | 190,000 | 290,000 | 362,000 |
| Net income | 2,329,000 | 5,090,000 | 8,103,000 | 9,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,582,000 | 58,642,000 | 59,481,000 | 60,450,000 |