Call reports 2020
FIRST NATIONAL BANK COLORADO — 2020
What FIRST NATIONAL BANK COLORADO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 395,750,000 | 449,428,000 | 465,866,000 | 489,376,000 |
| Total loans | 255,824,000 | 281,410,000 | 290,749,000 | 273,782,000 |
| Allowance for loan losses | 5,378,000 | 5,412,000 | 5,444,000 | 5,468,000 |
| Securities available for sale | 89,322,000 | 87,494,000 | 94,559,000 | 100,188,000 |
| Securities held to maturity | 0 | 0 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,781,000 | 384,431,000 | 399,817,000 | 420,879,000 |
| Interest-bearing deposits | 252,448,000 | 275,952,000 | 290,055,000 | 299,917,000 |
| Noninterest-bearing deposits | 81,333,000 | 108,479,000 | 109,762,000 | 120,962,000 |
| Equity capital | 51,019,000 | 53,876,000 | 54,624,000 | 57,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,422,000 | 9,236,000 | 14,007,000 | 18,880,000 |
| Interest expense | 461,000 | 898,000 | 1,319,000 | 1,705,000 |
| Net interest income | 3,961,000 | 8,338,000 | 12,688,000 | 17,175,000 |
| Noninterest income | 337,000 | 669,000 | 1,017,000 | 1,379,000 |
| Noninterest expense | 2,137,000 | 4,465,000 | 6,780,000 | 9,205,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 2,268,000 | 4,638,000 | 7,020,000 | 9,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,268,000 | 4,638,000 | 7,020,000 | 9,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,561,000 | 48,181,000 | 48,513,000 | 50,908,000 |