Call reports 2019
FIRST NATIONAL BANK COLORADO — 2019
What FIRST NATIONAL BANK COLORADO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 373,262,000 | 377,144,000 | 382,229,000 | 377,118,000 |
| Total loans | 248,695,000 | 258,704,000 | 262,340,000 | 250,140,000 |
| Allowance for loan losses | 5,260,000 | 5,278,000 | 5,325,000 | 5,336,000 |
| Securities available for sale | 78,529,000 | 71,042,000 | 69,259,000 | 74,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,847,000 | 328,931,000 | 333,255,000 | 326,813,000 |
| Interest-bearing deposits | 250,997,000 | 254,601,000 | 262,264,000 | 246,878,000 |
| Noninterest-bearing deposits | 76,850,000 | 74,330,000 | 70,991,000 | 79,935,000 |
| Equity capital | 45,021,000 | 47,724,000 | 48,153,000 | 50,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,375,000 | 8,881,000 | 13,516,000 | 17,989,000 |
| Interest expense | 387,000 | 803,000 | 1,247,000 | 1,708,000 |
| Net interest income | 3,988,000 | 8,078,000 | 12,269,000 | 16,281,000 |
| Noninterest income | 319,000 | 668,000 | 1,044,000 | 1,399,000 |
| Noninterest expense | 2,011,000 | 4,100,000 | 6,224,000 | 8,392,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 2,297,000 | 4,739,000 | 7,183,000 | 9,418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,297,000 | 4,739,000 | 7,183,000 | 9,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,847,000 | 44,689,000 | 44,657,000 | 46,893,000 |
| Total capital | 46,296,000 | 48,206,000 | 48,331,000 | 50,525,000 |
| Risk-weighted assets | 274,111,000 | 279,598,000 | 292,240,000 | 288,843,000 |