Call reports 2015
FIRST NATIONAL BANK COLORADO — 2015
What FIRST NATIONAL BANK COLORADO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 319,939,000 | 322,447,000 | 322,030,000 | 326,584,000 |
| Total loans | 224,568,000 | 237,536,000 | 241,358,000 | 243,310,000 |
| Allowance for loan losses | 4,600,000 | 4,665,000 | 4,730,000 | 4,776,000 |
| Securities available for sale | 63,042,000 | 58,798,000 | 59,041,000 | 56,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,943,000 | 280,171,000 | 275,369,000 | 282,544,000 |
| Interest-bearing deposits | 226,686,000 | 237,682,000 | 232,303,000 | 236,460,000 |
| Noninterest-bearing deposits | 49,257,000 | 42,489,000 | 43,066,000 | 46,084,000 |
| Equity capital | 35,969,000 | 36,221,000 | 37,156,000 | 38,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,637,000 | 7,329,000 | 11,198,000 | 15,042,000 |
| Interest expense | 353,000 | 703,000 | 1,066,000 | 1,439,000 |
| Net interest income | 3,284,000 | 6,626,000 | 10,132,000 | 13,603,000 |
| Noninterest income | 251,000 | 509,000 | 776,000 | 1,054,000 |
| Noninterest expense | 1,777,000 | 3,536,000 | 5,418,000 | 7,177,000 |
| Provision for loan losses | 50,000 | 110,000 | 170,000 | 330,000 |
| Pretax income | 2,029,000 | 3,855,000 | 5,703,000 | 7,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,029,000 | 3,855,000 | 5,703,000 | 7,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,025,000 | 34,251,000 | 34,498,000 | 35,554,000 |
| Total capital | 36,144,000 | 37,455,000 | 37,762,000 | 38,922,000 |
| Risk-weighted assets | 248,003,000 | 254,896,000 | 259,676,000 | 268,103,000 |