Call reports 2005
MOUNTAIN WEST BANK OF KALISPELL, NATIONAL ASSOCIATION — 2005
What MOUNTAIN WEST BANK OF KALISPELL, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 77,306,000 | 81,285,000 | 94,866,000 | 93,772,000 |
| Total loans | 63,049,000 | 66,706,000 | 67,620,000 | 74,016,000 |
| Allowance for loan losses | 798,000 | 825,000 | 863,000 | 897,000 |
| Securities available for sale | 3,314,000 | 3,334,000 | 5,323,000 | 7,792,000 |
| Securities held to maturity | 1,859,000 | 1,857,000 | 340,000 | 340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,081,000 | 69,093,000 | 78,196,000 | 77,164,000 |
| Interest-bearing deposits | 55,196,000 | 57,638,000 | 64,554,000 | 65,656,000 |
| Noninterest-bearing deposits | 9,885,000 | 11,455,000 | 13,642,000 | 11,508,000 |
| Equity capital | 6,522,000 | 6,683,000 | 6,861,000 | 6,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,303,000 | 3,647,000 | 5,154,000 |
| Interest expense | 365,000 | 769,000 | 1,270,000 | 1,835,000 |
| Net interest income | 717,000 | 1,534,000 | 2,377,000 | 3,319,000 |
| Noninterest income | 153,000 | 322,000 | 578,000 | 828,000 |
| Noninterest expense | 681,000 | 1,403,000 | 2,139,000 | 2,931,000 |
| Provision for loan losses | 36,000 | 81,000 | 150,000 | 336,000 |
| Pretax income | 153,000 | 372,000 | 666,000 | 880,000 |
| Income tax | 47,000 | 123,000 | 232,000 | 293,000 |
| Net income | 106,000 | 249,000 | 434,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,549,000 | 6,696,000 | 6,883,000 | 7,034,000 |
| Total capital | 7,347,000 | 7,521,000 | 7,746,000 | 7,932,000 |
| Risk-weighted assets | 65,448,000 | 69,500,000 | 72,946,000 | 76,934,000 |