Call reports 2001
MOUNTAIN WEST BANK OF KALISPELL, NATIONAL ASSOCIATION — 2001
What MOUNTAIN WEST BANK OF KALISPELL, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,173,000 | 55,057,000 | 55,951,000 | 55,398,000 |
| Total loans | 36,744,000 | 40,637,000 | 39,939,000 | 40,687,000 |
| Allowance for loan losses | 487,000 | 560,000 | 662,000 | 662,000 |
| Securities available for sale | 7,635,000 | 8,318,000 | 8,525,000 | 5,976,000 |
| Securities held to maturity | 56,000 | 53,000 | 51,000 | 40,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,735,000 | 46,900,000 | 46,462,000 | 46,322,000 |
| Interest-bearing deposits | 34,374,000 | 38,094,000 | 36,426,000 | 37,529,000 |
| Noninterest-bearing deposits | 8,361,000 | 8,806,000 | 10,036,000 | 8,793,000 |
| Equity capital | 5,329,000 | 5,493,000 | 5,648,000 | 5,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,111,000 | 3,204,000 | 4,234,000 |
| Interest expense | 421,000 | 866,000 | 1,327,000 | 1,730,000 |
| Net interest income | 630,000 | 1,245,000 | 1,877,000 | 2,504,000 |
| Noninterest income | 153,000 | 303,000 | 572,000 | 668,000 |
| Noninterest expense | 438,000 | 898,000 | 1,514,000 | 2,136,000 |
| Provision for loan losses | 28,000 | 78,000 | 163,000 | 248,000 |
| Pretax income | 317,000 | 593,000 | 789,000 | 919,000 |
| Income tax | 114,000 | 208,000 | 300,000 | 406,000 |
| Net income | 203,000 | 385,000 | 489,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,242,000 | 5,424,000 | 5,528,000 | 5,551,000 |
| Total capital | 5,697,000 | 5,935,000 | 6,042,000 | 6,080,000 |
| Risk-weighted assets | 36,826,000 | 40,901,000 | 41,276,000 | 42,209,000 |