Call reports 2023
EH NATIONAL BANK — 2023
What EH NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 321,615,000 | 309,636,000 | 306,141,000 | 293,425,000 |
| Total loans | 269,879,000 | 258,066,000 | 255,943,000 | 250,343,000 |
| Allowance for loan losses | 4,545,000 | 4,672,000 | 4,853,000 | 4,756,000 |
| Securities available for sale | 19,288,000 | 19,380,000 | 20,211,000 | 21,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,987,000 | 220,436,000 | 215,767,000 | 218,464,000 |
| Interest-bearing deposits | 176,265,000 | 179,255,000 | 174,405,000 | 183,537,000 |
| Noninterest-bearing deposits | 38,722,000 | 41,181,000 | 41,362,000 | 34,927,000 |
| Equity capital | 38,018,000 | 37,041,000 | 36,019,000 | 27,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,656,000 | 7,446,000 | 11,128,000 | 14,866,000 |
| Interest expense | 1,844,000 | 4,085,000 | 6,254,000 | 8,559,000 |
| Net interest income | 1,812,000 | 3,361,000 | 4,874,000 | 6,307,000 |
| Noninterest income | 72,000 | 95,000 | 130,000 | 177,000 |
| Noninterest expense | 2,728,000 | 5,427,000 | 8,060,000 | 10,649,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -844,000 | -1,971,000 | -3,056,000 | -4,165,000 |
| Income tax | -253,000 | -591,000 | -917,000 | 7,150,000 |
| Net income | -591,000 | -1,380,000 | -2,139,000 | -11,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,673,000 | 30,476,000 | 29,276,000 | 28,461,000 |
| Total capital | 34,830,000 | 33,503,000 | 32,266,000 | 31,379,000 |
| Risk-weighted assets | 251,118,000 | 240,496,000 | 237,329,000 | 231,591,000 |