Call reports 2020
EH NATIONAL BANK — 2020
What EH NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 247,152,000 | 272,188,000 | 281,764,000 | 283,657,000 |
| Total loans | 196,783,000 | 214,327,000 | 227,372,000 | 228,306,000 |
| Allowance for loan losses | 3,432,000 | 3,634,000 | 3,682,000 | 3,571,000 |
| Securities available for sale | 13,485,000 | 13,800,000 | 13,879,000 | 13,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,576,000 | 208,158,000 | 225,937,000 | 226,174,000 |
| Interest-bearing deposits | 152,780,000 | 167,759,000 | 177,435,000 | 183,880,000 |
| Noninterest-bearing deposits | 23,796,000 | 40,399,000 | 48,503,000 | 42,294,000 |
| Equity capital | 37,843,000 | 37,690,000 | 37,823,000 | 38,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,632,000 | 5,268,000 | 7,844,000 | 10,763,000 |
| Interest expense | 695,000 | 1,213,000 | 1,600,000 | 1,920,000 |
| Net interest income | 1,937,000 | 4,055,000 | 6,244,000 | 8,843,000 |
| Noninterest income | 69,000 | 228,000 | 380,000 | 682,000 |
| Noninterest expense | 2,296,000 | 4,601,000 | 6,872,000 | 9,281,000 |
| Provision for loan losses | 0 | 166,000 | 166,000 | 181,000 |
| Pretax income | -290,000 | -484,000 | -414,000 | 63,000 |
| Income tax | -87,000 | -145,000 | -124,000 | 19,000 |
| Net income | -203,000 | -339,000 | -290,000 | 44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,257,000 | 30,031,000 | 30,240,000 | 30,685,000 |
| Total capital | 32,827,000 | 32,372,000 | 32,725,000 | 33,385,000 |
| Risk-weighted assets | 204,749,000 | 185,859,000 | 197,525,000 | 215,059,000 |