Call reports 2015
EH NATIONAL BANK — 2015
What EH NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 239,960,000 | 241,806,000 | 228,294,000 | 247,008,000 |
| Total loans | 175,529,000 | 180,845,000 | 187,917,000 | 198,747,000 |
| Allowance for loan losses | 4,367,000 | 5,018,000 | 4,579,000 | 4,820,000 |
| Securities available for sale | 18,495,000 | 17,804,000 | 17,195,000 | 16,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,986,000 | 209,782,000 | 196,084,000 | 214,800,000 |
| Interest-bearing deposits | 191,655,000 | 193,401,000 | 179,434,000 | 198,203,000 |
| Noninterest-bearing deposits | 13,331,000 | 16,381,000 | 16,651,000 | 16,598,000 |
| Equity capital | 32,955,000 | 30,052,000 | 30,159,000 | 30,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,032,000 | 7,562,000 | 10,275,000 |
| Interest expense | 387,000 | 804,000 | 1,220,000 | 1,650,000 |
| Net interest income | 2,243,000 | 4,228,000 | 6,342,000 | 8,625,000 |
| Noninterest income | 998,000 | 1,771,000 | 2,482,000 | 3,075,000 |
| Noninterest expense | 3,089,000 | 6,329,000 | 8,884,000 | 11,354,000 |
| Provision for loan losses | 2,954,000 | 5,094,000 | 5,314,000 | 5,414,000 |
| Pretax income | -2,802,000 | -5,424,000 | -5,374,000 | -5,068,000 |
| Income tax | 2,000 | 2,000 | 4,000 | 4,000 |
| Net income | -2,804,000 | -5,426,000 | -5,378,000 | -5,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,981,000 | 29,285,000 | 29,347,000 | 29,626,000 |
| Total capital | 34,272,000 | 31,651,000 | 31,805,000 | 32,338,000 |
| Risk-weighted assets | 179,638,000 | 185,173,000 | 193,193,000 | 213,545,000 |