Call reports 2026
UBANK — 2026
What UBANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 942,084,000 | 1,046,394,000 |
| Total loans | 734,206,000 | 856,929,000 |
| Allowance for loan losses | 9,068,000 | 10,271,000 |
| Securities available for sale | 22,747,000 | 21,815,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 842,469,000 | 945,730,000 |
| Interest-bearing deposits | 625,273,000 | 790,905,000 |
| Noninterest-bearing deposits | 217,196,000 | 154,825,000 |
| Equity capital | 87,280,000 | 90,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 15,106,000 | 31,871,000 |
| Interest expense | 5,184,000 | 10,168,000 |
| Net interest income | 9,922,000 | 21,703,000 |
| Noninterest income | 1,119,000 | 2,310,000 |
| Noninterest expense | 6,239,000 | 13,650,000 |
| Provision for loan losses | 750,000 | 1,950,000 |
| Pretax income | 4,052,000 | 8,413,000 |
| Income tax | 716,000 | 1,577,000 |
| Net income | 3,336,000 | 6,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 88,963,000 | 92,464,000 |