Call report 2025Q2
UBANK — 2025Q2
The 22 measures UBANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 825,186,000 | USD | evidence → |
| Total loans | 635,927,000 | USD | evidence → |
| Allowance for loan losses | 7,313,000 | USD | evidence → |
| Securities available for sale | 21,970,000 | USD | evidence → |
| Securities held to maturity | 4,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 714,135,000 | USD | evidence → |
| Interest-bearing deposits | 526,890,000 | USD | evidence → |
| Noninterest-bearing deposits | 187,245,000 | USD | evidence → |
| Equity capital | 77,274,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,246,000 | USD | evidence → |
| Interest expense | 10,191,000 | USD | evidence → |
| Net interest income | 17,055,000 | USD | evidence → |
| Noninterest income | 2,360,000 | USD | evidence → |
| Noninterest expense | 10,683,000 | USD | evidence → |
| Provision for loan losses | 1,040,000 | USD | evidence → |
| Pretax income | 7,692,000 | USD | evidence → |
| Income tax | 1,636,000 | USD | evidence → |
| Net income | 6,056,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,246,000 | USD | evidence → |