Call report 2023Q4
UBANK — 2023Q4
The 22 measures UBANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 631,762,000 | USD | evidence → |
| Total loans | 501,858,000 | USD | evidence → |
| Allowance for loan losses | 7,596,000 | USD | evidence → |
| Securities available for sale | 26,668,000 | USD | evidence → |
| Securities held to maturity | 3,500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 532,945,000 | USD | evidence → |
| Interest-bearing deposits | 358,577,000 | USD | evidence → |
| Noninterest-bearing deposits | 174,368,000 | USD | evidence → |
| Equity capital | 61,142,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,811,000 | USD | evidence → |
| Interest expense | 13,651,000 | USD | evidence → |
| Net interest income | 23,160,000 | USD | evidence → |
| Noninterest income | 3,795,000 | USD | evidence → |
| Noninterest expense | 17,094,000 | USD | evidence → |
| Provision for loan losses | 1,428,000 | USD | evidence → |
| Pretax income | 8,433,000 | USD | evidence → |
| Income tax | 1,732,000 | USD | evidence → |
| Net income | 6,701,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,631,000 | USD | evidence → |